Terms of Service — SP Global Integrated Solutions

Effective date: September 4, 2026

Welcome to SP Global Integrated Solutions. By accessing or using our website (https://www.palglobalservice.in) and services, you agree to comply with and be bound by these Terms of Service.

1. Services Provided

• Freelance & Professional Services: Proposal writing, documentation, presentations, consulting, and digital business support.
• Educational Content: Articles, tutorials, guides, and learning material.
• Digital Products: Excel templates, PowerPoint templates, documents, and downloadable files.

Note: SP Global Integrated Solutions does not provide BBPS services, utility bill payments, mobile/DTH recharge, travel booking, or any regulated financial services.

2. Use of Content

• All digital content and templates are for personal or internal business use only.
• Redistribution, resale, or sharing without written permission is prohibited.
• Copyright notices or branding included in files must not be removed.

3. Payments

• All payments must be completed in advance before service delivery or file access.
• Payments are processed via third-party payment gateways.
• We reserve the right to cancel or refuse transactions suspected of fraud or misuse.

4. Refunds & Cancellations

Refunds and cancellations are governed by our Refund & Cancellation Policy.

• Digital products are generally non-refundable once delivered.
• Services already started or completed are non-refundable.
• Approved refunds, if any, are processed via the original payment method.

5. User Responsibilities

• Provide accurate billing and contact information.
• Ensure you have required software/tools to use digital files.
• Use services only for lawful purposes.

6. Disclaimers & Limitation of Liability

• All services and content are provided on an “as is” basis.
• SP Global Integrated Solutions is not liable for indirect or consequential damages.

7. Chargebacks & Fraud

• Chargebacks without valid reason may result in service suspension.
• Fraudulent activity may be reported and accounts may be terminated.

8. Contact & Support

For questions or support, contact us at: santoshpalpbt@gmail.com

9. Changes to Terms

We may update these Terms at any time. Continued use of our services means acceptance of the updated Terms.

10. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of India.

Last updated: September 4, 2026 | SP Global Integrated Solutions